Risk management of Islamic microfinance institutions: unique practices at crucial risks
نویسندگان
چکیده
The objective of this study is to gain a better understanding risk management and control practices at BMT UGT Nusantara, an Islamic microfinance institution in Indonesia, with particular emphasis on financing risk, liquidity Sharia compliance risk. These three risks are said occur frequently have direct impact performance. Because the uniqueness site, design qualitative research descriptive exploratory holistic single-case approach. In-depth interviews, field observations, focus group discussions, review supporting documents were used collect data. interactive cycle process includes data collection, reduction, presentation, withdrawal, analysis employs model. was validated using criteria credibility, transferability, dependability, confirmability. study's findings show that traditional-partial Risk carried out by integrating "macul bumi", or outward efforts based sincerity, langit", spiritual efforts. Furthermore, it information systems play important role order improve organizational performance competitive advantage.
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ژورنال
عنوان ژورنال: International journal of business ecosystem & strategy
سال: 2023
ISSN: ['2687-2293']
DOI: https://doi.org/10.36096/ijbes.v5i3.417